The Best Mortgage Choice

We have the power of over 50 lenders competing for your business - You Win!

  • The Best Mortgage Rates - Guaranteed! 

  • Professional Personalized Service

  • Extensive Product Lines/Terms

  • Purchase or Refinance

  • FREE Mortgage Pre-qualification

As a WHOLESALE broker, we have the power and backing of over 50 lenders such as Bank of America, Chase, Wells Fargo, Wachovia, WaMu, SunTrust, Regions, HSBC, and many more, competing to process your loan. 

We’ll save you THOUSANDS over contacting their local RETAIL bank branches (and we’ll protect your credit score), because only outside brokers have access to their more flexible wholesale products. 

You’re going to like what we can get for you!  Call today for more information and a FREE pre-qualification!


*Please see all of the useful mortgage links and tools on the menu bar to the left! 

Comparing Mortgage Options

Click on the link below to compare various mortgage scenarios to see which option is best for you (30 yr or 15 yr fixed, interest only, 15 yr vs. 30 yr fixed comparison, ARM vs. fixed, amoritization schedules, Rent vs. Buy, Budget calculators, etc):

Click for graphing Budget and Mortgage Calculators


Reasons to Refinance

1.

Cash in on your equity – get the money you need from a cash-out refinance for a home remodel, tuition, camp or even your summer vacation

2.

Rising mortgage payments – switching from an ARM
to a fixed-rate can give you the sense of stability you’re looking for*

3.

Consolidate debt – cash in on your equity and get those high-interest credit card balances under control once and for all

4.

Close out your loan sooner – refinancing to a
shorter term or bi-weekly scheduled mortgage payment could get you to owning your home outright sooner than you thought


 


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $





Financing a Home / Home Mortgage News:
 
30-year Fixed Rates Continue Month-Long Decline
7/14/2009 3:37 PM

RISMEDIA, July 15, 2009-The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased last week to 5.26 percent, down from 5.40 percent the week prior, according to the Zillow Mortgage Rate Monitor, compiled by…Read More

 
Freddie Mac YouTube Video Shows Delinquent Borrowers How to Make More Effective Phone Calls to Servicers
7/13/2009 1:03 PM

RISMEDIA, July 13, 2009-Freddie Mac recently posted a new video on youtube.com that shows late-paying borrowers how gathering a few financial documents before calling a mortgage servicer can cut the time needed to determine their eligibility and process their application…Read More

 
Do you Have Above-Average Credit?
7/11/2009 1:05 AM

...Read More

 
How to Save in Our New Frugal World
3/3/2009 3:53 PM

...Read More

 
It’s Harder, but Still Possible, to Get a Loan
2/18/2009 3:00 PM

RISMEDIA, February 19, 2009-(MCT)-The freewheeling days of doling out cars and homes to just anyone are over. With the nation facing a deepening financial crisis, banks have tightened their credit standards. Yet, lenders say it’s still possible for the average…Read More

 
Will the Stimulus Benefit Homeowners and Buyers?
2/17/2009 3:22 PM

RISMEDIA, February 18, 2009-”There are four primary sections of the economic stimulus plan that will benefit home owners and buyers,” said Gibran Nicholas, chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers. According to Nicholas, these…Read More

 
How to Avoid Getting Hooked by Debt-Reduction Schemes
2/17/2009 2:47 PM

RISMEDIA, February 18, 2009-(MCT)-Get rid of debt fast and easy, for pennies on the dollar. If the deal sounds too good to be true … well … you know the drill.

As the jobless rate climbs, many people find themselves falling…Read More

 
Teaming up with Your Lender for a Loan Modification
2/17/2009 2:17 PM

...Read More

 
Phishing Lures Hit Home
2/5/2009 3:16 PM

RISMEDIA, February 6, 2009-(MCT)-I received an e-mail on one of my unadvertised accounts from my mortgage lender, announcing that it had been trying to get in touch with me and asking me to respond with all sorts of personal information.

I…Read More

 
How does an unsecured loan work?
12/10/2007 2:06 PM

The interest rates on these loans are often higher than on secured loans and you generally will not be able to get a tax deduction for the interest paid. However, the costs to obtain an unsecured loan are usually lower.…Read More





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